Båtfinansiering & båtlån | Navark Handels AB

Secure and smooth boat financing through Navark

– authorized partner of Swedbank Finans and Wasa Kredit

Financing a boat purchase is a natural part of the transaction for many. As an authorized partner of both Swedbank Finans and Wasa Kredit, Navark offers a secure and professional comprehensive solution for boat financing, handling everything from quote preparation to contract signing and disbursement. For you as a buyer, this means a simple, efficient, and secure path to your boat loan—fully integrated into your transaction with us.

Secure financing for all boat transactions

Navark can facilitate boat loans in all types of boat transactions, whether the transaction occurs through our brokerage service or if the buyer and seller have already found each other independently. However, for financing to be possible, we need to have a business agreement with the buyer and be involved in the process – either as an advisory party and/or as a yacht broker. This is a requirement from our financial partners and ensures that the boat transaction is handled correctly, that the boat meets the financing conditions, and that the credit process complies with applicable regulations. In this way, you receive the same secure and smooth financing solution regardless of how the transaction was initiated.

How do you apply for a boat loan?

Here you can read about the 7 steps to apply for a boat loan

You contact us by submitting an inquiry of interest. We will contact you and request all necessary information about the boat and the desired loan amount.

If the buyer and seller have already found each other independently, Navark needs to be involved in the process for financing to be facilitated. We make a business agreement with the buyer, review contracts and agreements, ensure that the boat meets financing requirements, and make sure that the documentation complies with the banks' guidelines. If necessary, we can also act as an advisory party or neutral intermediary through the completion of the transaction.

This is a requirement from financial institutions and provides security for all parties.

Navark provides quotes from our business partners. You receive a clear summary with interest rate, monthly cost, and term for the boat loan.

We will submit the credit application on your behalf. If necessary, the bank will contact you for a KVALP analysis according to the Financial Supervisory Authority's guidelines.

As authorized partners, we often receive credit decisions within 24 hours, sometimes faster.

Once the loan is approved, we handle the agreements and documents with the financial institution. The disbursement is made securely and controlled via Navark's client funds account, which pays it out to the seller according to the transfer agreement.

We coordinate the entire transaction until the takeover. A secure, smooth, and well-structured process.

Financing Terms

When you finance a boat through Navark, in collaboration with Swedbank Finans or Wasa Kredit, some basic rules apply. Here they are explained in a clear and straightforward manner:

To obtain a boat loan, banks require you to pay at least 20% of the boat's price yourself. The remainder can be financed through the loan.

A boat loan can have a maximum term of 20 years.
This means you can spread the cost over a long period if the boat is sufficiently new.

Banks only finance boats that are up to 40 years old when the loan is fully paid off. The motorboat can be up to 30 years old and the sailboat up to 40 years old.

Easy example:

Boat year model: 1995
Year: 2025
The boat is 30 years old

Maximum age at the end of the loan: 40 years

You can therefore get 10 years loan term (40 – 30 = 10).

If the boat is older, the possible term becomes shorter. The maximum is therefore 20 years.

For a boat loan to be facilitated, Navark needs to be involved in the boat transaction – either as a broker or an advisory party.

This ensures that all documents, agreements, and values are correct according to the banks' requirements.

Boat loans typically have a variable interest rate, which means that the rate can be adjusted over time based on market conditions and the terms of the respective financial institution. The current interest rate is always presented in the quote we provide.

Why choose Navark for boat financing?

Authorized partner of Swedbank Finans and Wasa Kredit
Quick credit decisions – often within 24 hours
One point of contact – we handle the entire process for you
Professional advice based on extensive experience
Possibility to finance private transactions as well (when Navark is involved)
Safe and correct credit process according to the Financial Supervisory Authority's guidelines
Transparent, secure, and smooth handling from start to finish

Finance a boat – safely and smoothly through Navark.

Boat financing

Secure and smooth boat financing through Navark

– authorized partner of Swedbank Finans and Wasa Kredit

Secure financing for all boat transactions

How do you apply for a boat loan?

Financing Terms

Why choose Navark for boat financing?

Contact us for
financing arrangements

Navark Yacht Brokers Head Office

Boats for sale

New boats

Services

Boat brands

About us

Boat financing

Secure and smooth boat financing through Navark

– authorized partner of Swedbank Finans and Wasa Kredit

Secure financing for all boat transactions

How do you apply for a boat loan?

1. Request for Quotation

2. Navark joins the deal (by private agreement)

3. Financing Proposal

4. Credit Application

5. Quick decision

6. Agreement & Payment

7. Ready for delivery

Financing Terms

1. You need at least a 20% down payment

2. The loan can last for up to 20 years

3. The age of the boat determines how long the term can be.

4. The transaction must be handled by Navark

5. Variable interest rate

Why choose Navark for boat financing?

Contact us forfinancing arrangements

Navark Yacht Brokers Head Office

Boats for sale

New boats

Services

Boat brands

About us

Contact us for
financing arrangements